0-85, telesales friendly no PHI

I just looked at the BL rates again. $10K for a 65 year old ns male is $20/mo more than the best rate.

What am I missing there?

Baltimore Life Apriority Whole Life is a different then the SilverGuard.

Apriority WL Minimum of 15k in coverage so if looking at 10k it won't even pop up
 
Heartland has the exclusive on the distribution to the best of my knowledge, but you can contract with the product under myself, or several other trusted organizations like scott burke’s.
 
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