- 29,492
No...it probably will, but it has to be approved in UW. It's done quickly.
Aetna Final Expense
- Thread starter Insuranceman
- Start date
No...it probably will, but it has to be approved in UW. It's done quickly.
I'm guess they do underwriting at time of death?
- 18,989
It's 99%. It won't be kicked out because of health reasons after the phone interview.
But, if they have had 3 AmCon policies in the past that lapsed then they won't let them have another one.
Or if they have another policy or policies with AmCon and the new one puts them over the max insurable amount then it will get kicked back.
Stuff like that are the only reasons it won't be approved.
- 5,243
I think it's more like rescission at time if death, if within the 1st 2 years
- 3,165
Oxford gives a decision at the end of the interview.
TDF
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- 18,989
- 1,206
And the policy number. I always write it down for the client. They are pleasantly surprised that it is that quick and simple.
I really like writing for them. The only reason they aren't my #1 is they won't take heart condition with diabetes.
- 378
The street with them is lower than the rest
- 18,989
The reason they aren't my number 1 is the rates. A tad on the high side for non smokers.
- 6,994
And for the younger folks too...
