Illinois Mutual Simplified Issue

[shooter]

Just received a flyer from them say
that their new Simplified Issue whole life is here.

Not much info.
45-85
5,000-50,000 face amount
not any more info.
Anyone have details?

Shooter

 

[Baseball7]

Not sure either.

saw some details but we are working to confirm them before they go into toolkit.

 

[rousemark]

Just received a flyer from them say
that their new Simplified Issue whole life is here.

Not much info.
45-85
5,000-50,000 face amount
not any more info.
Anyone have details?

Shooter

Not anything to write home to Mama about.. Age male NS $10K =58.95 Female +$51.40.

 

[goillini52]

Not anything to write home to Mama about.. Age male NS $10K =58.95 Female +$51.40.

Any UW niches?

 

[rousemark]

Any UW niches?

Don't know. Haven't found a copy of the app on the website. But, I seriously doubt as they seem intent to cherry pick the healthy clients. They are not offering a standard rate or granded plan. All preferred.

 

[WinoBlues]

Not anything to write home to Mama about.. Age male NS $10K =58.95 Female +$51.40.

What age is the quote?
The $50,000 is nice.
It would be nicer if the minimum age was at least down to 35.

 

[rousemark]

What age is the quote?
The $50,000 is nice.
It would be nicer if the minimum age was at least down to 35.

age 65

 

[goillini52]

Not anything to write home to Mama about.. Age male NS $10K =58.95 Female +$51.40.

They're in the bottom 1/3 on rates. No reason to pick them up unless they have an UW niche.

 

[DonP]

Somebody sent the rates and underwriting sheets in a spam email . There listed on fex quotes . Smoker / ns rates same . Looks like street is at least 115% as that’s the level they listed . Smoker rates incredible . 10k age 65 male smoker . Illinois mutual $ 58.95. Kskj $61.23 . I looked at the app and it looks very sellable . Not quite as aggressive as some carriers but a definite price buster . Seemed much more lenient than slac or lifeshield.

 

[Baseball7]

They don’t appear to be yes/no questions.
Tough to call that simplified issue.