Your client dies within contestable period, and the beneficiary calls

Other factors in this risk worth mentioning:

F,78,NT,COPD



She had lung cancer in 2009.

She’s not on oxygen,just inhalers for COPD.

She didn’t remember me even though she took out a LBL standard with me 06/2020.

She didn’t think she had any life insurance.She didn’t know she had an existing LBL that was coming out of the bank.

Her meds have not changed and no,there are no meds for Alzheimer’s or Dementia.

GTL all the way !

Keep digging. I'm sure there is more in that hole than you know. :laugh:

Yeah, I feel great except for a small case of HIV. :wacko:
 
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