I recently noticed that Monumental FE does not have any questions on felony convictions. Since I have a person who had one about five years ago, I thought that I would use Monumental. However, I have never submitted an app to them, and my FMO is clueless (and useless, but that is a different topic for a different thread). My questions are as follows:
1) How have you found the underwriting at Monumental? Do you get a fairly fast turnaround, or are they slow in processing and paying commissions?
2) I could not find much on the personal history interview. Is the PHI mandatory on all applications? Is the agent suppose to initiate it like an Oxford application at the time of enrollment?
3) how have you found Monumental to deal with? The rates seem good, but sometimes that is a big red flag.
I find this site to be an amazing resource for us independents, and I would really appreciate getting your feedback on your experience with Monumental. Thanks in advance.
1) How have you found the underwriting at Monumental? Do you get a fairly fast turnaround, or are they slow in processing and paying commissions?
2) I could not find much on the personal history interview. Is the PHI mandatory on all applications? Is the agent suppose to initiate it like an Oxford application at the time of enrollment?
3) how have you found Monumental to deal with? The rates seem good, but sometimes that is a big red flag.
I find this site to be an amazing resource for us independents, and I would really appreciate getting your feedback on your experience with Monumental. Thanks in advance.